With Long-Term Care Insurance, There Are No Concrete Rules

When it comes to the future of long-term care, there are really only two things we know for sure: It’s getting more expensive. More and more people are going to need it. That makes long-term care insurance both an item of interest and a risky proposition. That’s essentially the gist of a new article on […]

Forbes Gets Nerdy with Numbers, Paints a Scary Picture for Long-Term Care

Forbes says you’d have to a policy wonk or an outright nerd to care about statistical models for long-term care insurance. Well, we’re guilty as charged. But that’s okay — Forbes cops to its nerdy inclination too. Earlier this month, the magazine delved into the latest stats on long-term care in America. The numbers are […]

The Middle Class Struggles to Pay for Long-Term Care

It’s no secret that long-term care is expensive… very expensive. Families often find themselves paying upwards of $100,000 a year (more in many cases) for the care of a single elderly relative. Those that can’t scrounge up that kind of cash ultimately sacrificed just as much in an effort to provide volunteer home care. Naturally, […]

Seniors Are Dropping Long-Term Care Insurance When They Need It Most

Money magazine identifies a few reasons why people are hesitant to invest in long-term care insurance: It’s expensive. They may never need it. With many policies, the premiums can rise over time. There’s nothing new in that report. American reluctance to prepare for the financial future has long been the status quo. But the Money […]

5 Things You Need to Know About Long-Term Care Insurance

Long-term care isn’t anyone’s favorite subject. It is an easy can to kick down the road, but those who do end up kicking themselves in the long run. View image | gettyimages.com In recognition of that fact, the Chicago Tribune recently sounded the alarm with a list of five things that everyone needs to know […]

Can You Take Your Long-Term Care Insurance Overseas?

There’s a stereotype about retirement, and it lives in Florida. Yes, most people assume that when aging Americans retire, they relocate en masse to The Sunshine State. On the contrary, though, many people dream of moving their retirement overseas instead. To that end, Bankrate.com recently raised an interesting question: can you take your long-term care […]

Batman Artist Turns to Crowdfunding for Health Care Costs

Batman’s faced plenty of tough foes in the course of his career, but there’s one nemesis still awaiting Bruce Wayne a few years down the road: long-term care costs. Just ask Norm Breyfogle, a well-known comic book artist most famous for his work with “The Caped Crusader.” The New York Times recently recounted Breyfogle’s struggle […]

With Premiums Rising Dramatically, Should You Keep Your Long-Term Care Insurance?

Long-term care insurance is not for everyone. When clients ask us whether it is right for them, we consider their overall plan and unique situation. Sometimes we recommend long-term care insurance, sometimes we don’t, depending on the client’s needs and goals. But what if you’ve already bought long-term care insurance, and you’ve seen your premiums […]